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Articles on digitalisation, administration, e-commerce, security and Swiss regulations, written in Lugano for SMEs in Ticino and across Switzerland.

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Finance and compliance

Occupational pensions: when, how, what and where?

Occupational pension provision (the 2nd pillar, BVG) is a key part of the Swiss pension system, designed to supplement the state pension (AHV/IV) and maintain your standard of living after retirement. It is compulsory for employees earning above a certain threshold and covers old age, disability and death. Contributions are shared between employer and employee, and the capital built up pays out benefits on retirement or other events. Here we explain what occupational pension provision is, how it works and what benefits it offers.

3 min read

From theory to practice

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